Property Managing Agent Insurance

Comprehensive protection against risks, legal disputes, and property damage – complete Managing Agent Insurance options.

Your property management business deserves the best protection.

Cover that’s built to last.

As a property managing agent, safeguarding your clients’ assets is paramount. Tailored insurance solutions are essential to protect against the unique risks associated with property management.

Comprehensive Coverage for Managing Agents

We recognise that each managing agent’s portfolio is unique and with their own set of challenges. That’s why it’s crucial to have insurance solutions tailored to your specific needs. We’re Property Insurance experts and we understand the intricacies of the property market. We will help craft a policy that offers comprehensive protection against a wide range of risks, ensuring your business and clients are always safeguarded.

What Does Managing Agent Insurance Cover?

Property Owners' Liability

Offers protection against claims for injury or property damage that occurs on the premises you manage.
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Professional Indemnity

Protects you against claims arising from errors, omissions, or negligence in the advice or services you provide as a managing agent.

Employers’ Liability

A legal requirement if you employ staff, this covers claims from employees who are injured or become ill due to work-related activities.

Legal Expenses

Covers the cost of legal representation and disputes, including tenant evictions, contract disagreements, and other potential legal challenges.
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Public Liability

Covers the costs of claims if a third party suffers injury or property damage as a result of your business activities.

Loss of Rent

Provides financial protection for lost rental income, unexpected damages, and additional risks, with policies tailored to fit your specific business requirements.

Why is Managing Agent Insurance Needed?

Property management is a dynamic and complex profession, exposing agents to risks such as property damage, legal disputes, and tenant issues. Without the right managing agent insurance, these risks can result in significant financial losses or harm to your professional reputation. Managing agent insurance ensures you’re protected against these potential pitfalls, allowing you to focus on delivering exceptional service to your clients.

Our experts are here to
make insuring your property easy.

Modern Interior Managing Agent

We have a team of experts ready to help you.

The right insurance is the foundation of a successful property management business. Get covered today.
Our managing agent insurance policies are designed to cater to the wide variety of properties you oversee, including both standard and non-standard constructions such as listed buildings. Whether you manage small converted houses, large detached properties, warehouse and loft conversions, or purpose-built blocks of any size, we provide coverage tailored to your portfolio. From busy city centers to historic market towns, inland waterways, and coastal destinations, our policies are designed to meet the diverse needs of managing agents.

Arranging insurance for managed properties can be complex, as it requires more than standard home or landlord insurance. A comprehensive policy offers essential protection for managing agents and property owners, ensuring coverage for repair costs following damage and even the cost of rebuilding in the event of a total loss.

It’s not just the building structure that requires protection. Additional features like landscaping, communal gardens, garages, or outbuildings are often part of your responsibilities as a managing agent. Ensuring these are included under your policy or exploring tailored options for full coverage means every aspect of the properties you manage is safeguarded.

With insurance solutions specifically designed for managing agents, you can focus on delivering excellent service while ensuring peace of mind for yourself, your clients, and the properties under your care.

Tailored Solutions

Flexible options designed to meet the unique requirements of your block of flats.

Trusted Expertise

Backed by years of experience in supporting residential and community associations.

Peace of Mind

Safeguard your property, liabilities, and people with reliable, robust insurance solutions—all at competitive premiums.

A-One In-house claims shield

Our in-house claims department

Here at A-One, we benefit from an in-house claims department. This means that should you need to make a claim on your policy, you will be appointed a dedicated claims handler to manage your claim from start to finish. Our handlers will bridge the gap between you and your insurer. Working to achieve the best possible outcome on your behalf.

This means you'll have one point of contact to manage your claim from start to finish.

Additional Considerations for Managing Agent Insurance

We will help ensure you’re protected, there are also additional areas that you may want to increase your cover on. We can customise your policy to suit you – some are included as standard, others will need to be added onto your policy.
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Accidental & Malicious Damage

Coverage for damages caused by tenants, including illegal activities such as drug cultivation.
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Eviction of Squatters

Assistance with legal processes and associated costs to remove unauthorised occupants.

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Trace and Access

Covers expenses related to identifying and repairing the source of damage, such as leaks.

Managing Agent Insurance FAQ’s

Do I really need managing agent insurance?
Yes, managing agent insurance is essential. It provides protection against a variety of risks, such as property damage, tenant disputes, negligence claims, and legal issues. Without the right coverage, your business could face significant financial losses or legal liabilities.
What are the benefits of adding directors and officers liability insurance?
Directors and officers liability insurance protects the individuals in charge of making decisions for your business. If a claim is made for wrongful acts, mismanagement, or errors in judgment, this coverage helps protect directors from personal financial loss and legal expenses.
What happens if the building becomes uninhabitable due to damage?
The level of coverage you need depends on the size of your property portfolio, the type of properties you manage, and the specific risks your business faces. As property insurance specialists, we will help you determine the right coverage for your needs.
How are claims handled?
We have a dedicated in-house claims team to assist you from start to finish. You will be assigned a personal account handler who will manage your claim and provide guidance throughout the process.