0333 222 1030

At A-One Insurance our team have over 30 years experience of providing our specialist Property Insurance Services to a wide range of customers.

So whether it is a one bedroom flat or a large block we can provide you with the perfect cover for your property portfolio. For full details please see below:

Whether you’re a residential landlord, a residents’ association or a managing agent, A-One has a bespoke cover that will protect your liability and provide peace of mind.

Your property presents a unique set of challenges and our in-house underwriters and claims handlers work with our agents to deliver the right levels of cover swiftly and efficiently.

One of the most talked about and least understood areas of cover is Directors’ and Officers’ (D&O) Liability, something that A-One can incorporate in your cover, if required, along with engineering insurance.

As with all our clients, our relationships with homeowners and landlords are founded on personal service and direct accountability – we remain completely independent of our insurers and act only in your best interests.

For more details about our Blocks Of Flats Cover call us today on 0333 222 1030.

As a landlord you want to know your contents are covered while your property is let and our policy will cover the replacement of your contents as new if damaged. As a landlord you want to know your contents are covered while your property is let and our policy will cover the replacement of your contents as new if damaged.

For complete equability though our property specialists will be able to talk you through the merits of protective products that could also incorporate contents liability cover, directors’ cover, tenants’ cover, professional indemnity and engineering risks, not to mention offering a 24-hour home emergency service.

For complete equability though our property specialists will be able to talk you through the merits of protective products that could also incorporate contents liability cover, directors’ cover, tenants’ cover, professional indemnity and engineering risks, not to mention offering a 24-hour home emergency service.

For more details about our Landlords Cover call us today on 0333 222 1030.

Our vast experience in covering commercial buildings means few brokers understand the insurance needs of managing agents better than A-One.

From high street retail units, to office blocks, industrial premises and home working, we have a range of carefully constructed products that can be tailored to suit your specific needs whether as a single risk or portfolio.

Below are some key reasons why to use our dedicated Commercial Property Services:

For more details about our specialist Commercial Property Insurance services please contact one of our team of property experts today on 0333 222 1030.

Residents of a block of flats or residential property may have established a formal Residents’ Association or Residents’ Management Company. This may be to oversee the upkeep and maintenance of their property, but in certain circumstances may also involve financial and legal matters concerning the property.

In doing so, the members of such an association or company may act in the capacity of a director, company secretary, trustee, non-executive director or other similar “officer” role.

These are positions of trust and individuals must act accordingly. They will be liable for any act which is negligent, outside their authority, or in breach of duty or trust. Individuals in these roles accept responsibility for directing its affairs, ensuring that it remains solvent, well run and meets the aims for which it has been established.

Our Directors and Officers Liability Insurance protects you against a wide range of legal actions. It includes cover for legal defence costs and awards and settlements if you’re found to be in breach of your duties. So it saves you, or your spouse or heirs who can also find themselves liable, from having to pay out of your own pockets. Plus, with our cover you can also choose to add entity cover on to your policy. This provides protection on certain occasions when an action is brought against your residents’ association itself rather than you as an individual.

Terrorism means an act, including, but not limited to, the use of force or violence and/or the threat thereof, of any person or group(s) of persons, whether acting alone or on behalf of or in connection with any organisation(s) or government(s), committed for political, religious, ideological or similar purposes, including the intention to influence any government and/or to put the public, or any section of the public, in fear”.

Whenever an incident occurs that may be the result of an act of terrorism, there will be informal discussions involving the Pool Re members affected, Pool Re and HM Treasury. Once the facts are known and it is established that the act in question falls within the definition, HM Treasury will issue a certificate under an agreed procedure.

So basically it is down to the Government to decide whether a loss is due to an “Act of Terrorism”.

Cover only applies to losses which occur in England, Wales and Scotland. Terrorism cover does not apply to property in Northern Ireland, Isle of Man or the Channel Islands.

Terrorism cover cannot be purchased on a stand-alone basis - cover can only be attached to an existing underlying policy.

For more details about Terrorism Cover call us today on 0333 222 1030.

Chancel repair liability is a legal obligation on some property owners in England and Wales to pay for certain repairs to a church which may or may not be the local parish church. Where people own property within land that was once rectorial (part of rectory), they may have unwittingly inherited a responsibility to fund repairs to the chancel of the church. This can still be invoked by the church council of some parishes.

It is currently common practice for purchasers of land to check whether the local parish includes a church where such a liability may apply and if so, to take out chancel liability insurance. Checking for whether a home could be hit by this is a vital part of the conveyancing work that your solicitor should do when you are buying a property.

Should you require a quotation, the following information is required:-

For more details about our Chancel Repair Service call us today on 0333 222 1030.