The continually rising costs of motor claims means that proactive fleet and commercial vehicle portfolio management is of paramount importance in controlling premium expenditure.

At Fowler Penfold, we pride ourselves on having access to the full spectrum of commercial vehicle insurers. However, rapid changes in the marketplace mean that it is necessary to re-market policies regularly, ensuring that the holding insurer remains competitively priced and able to provide a satisfactory claims service.

Through skilful fleet underwriting and claims handling, we aim to supply the most accurate solution to a commercial motor problem. For example, driver training and motivation programmes can be arranged to help improve a poor claims experience. In all cases we help our clientele demonstrate good housekeeping and a responsible attitude to an insurer.

Types of commercial fleet insurance cover include :

Third party insurance – insurance for damage to other peoples’ vehicles or property or for their injuries.
Third party, fire and theft insurance – as above, plus cover for loss of or damage to your fleet vehicle by fire or theft.
Comprehensive insurance – as above, plus cover for accidental damage to fleet vehicles e.g. where involved in an accident or damage by vandalism.